Mary Sialtsis, a mortgage broker in Mississauga, Ont., said it's not impossible to make the dream of homeownership a reality, but there are some challenges that come with a poor credit score.Bad credit scores don't have to crush anyone's dreams of homeownership, but it's important to know the reality of your situation.
According to Sialtsis, regular banks won't be able to help them if their score is below the threshold. Sialtsis said it may feel "ridiculous" to have this type of pre-paid card, but can provide those who are new to credit with a lower-risk way to build up a score. Over time, as the holder proves themselves to be a good borrower, their credit score will improve and other borrowing options, including possibly mortgages, will become available.
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