Esri's data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries , gas , dining out , travel , utilities and general purchases . General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses.
It's important to note the value of a point or mile varies from card to card and based on how you redeem them. When we calculated the estimated returns, we assumed that cardholders are redeeming points/miles for a typical maximum value of 1 cent per point or mile.
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