Consumers can see their payments paused for up to six months initially and possibly another six months.“Forbearance is really a deferral. They will still need to make these payments,” said Kathleen L. Kraninger, director of the Consumer Financial Protection Bureau in phone call Friday morning.
In the coming weeks, parts of the economy are expected to gradually reopen. Some workers may return to their jobs soon; others won't. Many lenders and servicers are providing forbearance benefits regardless of federally backed status, according to the Consumer Relief Guide.
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