Consider these 4 important factors when choosing the best high-yield savings account for your money

Up to 6 free withdrawals or transfers per statement cycleATM access if you have a checking accountOverdrafts over $50 will cause transactions to be declined3. No bank feesTo make sure you are signing up for an account with no added fees, read the terms and conditions, as well as any fine print, before you sign the dotted line.

You'll notice that some banks waive fees, but require that you make a minimum deposit upfront in order to open an account or to start earning interest. Other banks may charge you a monthly maintenance fee if you don't maintain a minimum balance in your account. Look for a high-yield savings account with zero recurring fees, minimums or balance requirements so that you don't have to worry about any extra expense.

If you have $1000 in a “high yield” account your annual interest will be $6.

Factor one- don’t consider a high yield savings account ooo lol

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