The best credit cards for building credit of 2021

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The best credit cards for building credit of 2021.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 yearsCash-back program limits earnings: Enroll every quarter to earn 5% cash back in various categories on up to $1,500 in quarterly purchases, then 1%Financial experts often stress the importance of building credit at a young age, and opening a credit card while you're a student is one of the easiest ways to establish credit.

This card provides a cash-back program and student-centric benefits, such as an annual $20 Good Grades Reward statement credit each school year when you maintain a 3.0 or higher GPA ., currently Amazon.com, Walmart.com and Target.com , up to a $1,500 maximum each quarter . All other purchases earn unlimited 1% cash back automatically.

This card also offers the welcome bonus of a dollar-for-dollar match of all cash back earned the first year for new cardholders. So, if you have $50 cash back at the end of the first year, Discover will give you an additional $50. This card has no annual fee and no foreign transaction fees, so you can study abroad or vacation outside the U.S. without worrying about paying the typical 3% fee other cards charge. There's also a 0% introductory APR for the first six months on new purchases, which is perfect for financing textbooks or dorm room essentials. After the intro period, there's a 12.99% to 21.99% variable APR.

 

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Lemme know which card is best to cut lines with and then we’ll chat

I clicked the link, Applied for petal bank credit card. They’re asking my savings/checking account details. webank might be a naughty wife to look 👀 at my spending. cnbc before accepting money for selecting them as 1 you should apply for that card and use it discover is 1

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