6 steps to avoid running out of money in retirementOver the past year, an independent agency within the US Treasury Department has been asking banks and others in the financial industry to devise ways to issue credit to people who lacked a credit score, which has long been the standard measure of creditworthiness in the lending industry.In response, about 10 banks — including JPMorgan Chase , Wells Fargo and U.S.
" This group can include people who are new to credit, like young people or recent immigrants, as well as people who haven't used credit in a long time or who have lost their access to credit due to financial difficulties, according to FICO. Regardless of the reason for their lack of credit score, many people who are credit invisible have bank accounts and make regular recurring payments on rent or utilities. But that information is typically not included in a credit score.
Driving many people into debts they won't ever be able to pay back. Cool plan to ruin those people's (and probably their families') lives 👍🏼🤦🏽♂️😷
Sounds like 2008 all over again
In other words, “let’s see if we can get more people to pay us interest because the billions we make every year is not enough “
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thinking outside the bubble
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Source: Reuters - 🏆 2. / 97 Read more »