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There are two kinds of loans that students are usually offered as part of their financial aid package: federal and private. Federal loans are funded by the U.S. government; private loans are offered by financial institutions like SoFi and Sallie Mae and can include banks, credit unions, and sometimes, other stage agencies.
“The only time I would recommend a borrower getting a variable rate right now is if they are capable of repaying the loan and fully intend to do so before interest rates rise too much,” he said. Something as simple as putting your private loan payments on autopay can save you money over time.
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Source: Forbes - 🏆 394. / 53 Read more »
Source: Forbes - 🏆 394. / 53 Read more »