Every year, thousands of Irish couples begin the long journey onto the property ladder by applying for a mortgage.
The banks will look back at your history and can pinpoint all of the red flags you may not have seen, so the sooner you discover them yourself - and rectify them - the better your chances are for being granted your loan. So here are three of the most important things you need to do before even thinking of approaching the banks.
“It’s not a case of just saying ‘aw, I can pay the mortgage,’ you’ll need to have at least six months of proof that you're ready to apply and meet the repayments.” “Whereas if you find out now, you can get yourself back on track in the quickest time frame possible.”
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