9 things to know about debt crisis in Texas courts and how to avoid being sued by creditors

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A Houston Chronicle investigation has found debt collection lawsuits against Texans are...

Bexar County Justice of the Peace Precinct 4 Judge Rogelio “Roger” Lopez presides over a docket of debt cases.has found debt collection lawsuits against Texans are soaring.

Here are nine things you need to know on how this crisis started and how you can ensure your bank accounts aren’t seized by creditors.Hundreds of thousands of Texans are sued each year for unpaid credit cards, medical bills, student loans and other debts. For the first time in history, the 374,000 debt lawsuits filed in the Lone Star State last year made up nearly half of all civil cases in the state.

So why is this all so concerning? Judges say it can be challenging to ensure justice when there are tens of thousands of cases flooding their courts.

 

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