I'm 30, I Make $16,000 & I Have $50,000 Of Student Debt

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'8 p.m. — P.'s boyfriend comes over to join us and we all watch Encanto. While we watch, I order sushi and Thai food for my partner and me because I'm completely exhausted at this point. He'll venmo me his portion ($19.90) later. My portion is $24.97.'

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?

My siblings and I were raised by a single mother, and I contributed heavily to basic expenses as I got older. My mom and I never had conversations about how to save money, so I figured that out on my own. The gut-wrenching feeling of being so financially insecure significantly impacted my work ethic, and I've worked incredibly hard to make sure that I would never be concerned about meeting my basic needs.

11 a.m. — My partner drops me off at the university before he heads to his doctor's appointment. I get some interest in my research and try to talk to as many people as I can. My massage therapist texts me that she has been exposed to COVID, so no chair massage for me this week. Half of my QR codes are gone by the end of my tabling window, so hopefully that bodes well for me!2 p.m. — My sister, K., kindly drives me home. I eat egg salad on toast with baby carrots and Cheetos while I watch.

6:30 p.m. — I was going to make tofu for dinner, but K. texts me and asks if I want to surprise P. at Chili's. They planned on going to a movie and brewhouse for P.'s birthday, but it was canceled due to weather. She also won't be able to go to her big birthday dinner tomorrow because the roads will be too bad. I decide to join them because I navigated the roads well earlier. The waiter flirts with me and comps my drink — I'm flattered and leave a generous tip.

11 a.m. — I was supposed to have a call with one of the other committee members for the political campaign to discuss the webinar we watched last Friday, which was the most boring and confusing event I have ever attended, but she never calls me! I work on some outstanding tasks, then hop on Zoom early to help get everything situated for our event. Right before it starts, I hear that my survey still has not been distributed via email at the university.

 

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