However, some parents are unable or unwilling to provide this assistance, which could make it hard to access the funds you need. The good news is that if you’re in this situation, there are a few strategies that could help you get a student loan without your parents.without your parents depends on your individual situation as well as the type of loan you want to get.
If you meet just one of these criteria, you can apply for federal student loans as an independent student. Additionally, because independent students don’t have the financial support of their parents, they can receive more financial aid compared to dependent students.
You typically need good to excellent credit as well as sufficient income to qualify for a private student loan—which is why most undergraduate private. However, if you want to take out a private student loan and aren’t eligible on your own, you don’t need a parent to co-sign. A co-signer can be anyone with good credit—such as another relative or trusted adult—who is willing to share responsibility for the loan.
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