Caller 4I'm Kendall. I'm 20. I honestly feel embarrassed about my credit cards and having a balance.I had three credit cards at one point and I basically maxed them out. And I felt very isolated. I felt alone and I felt like there was a lot I needed to learn.I don't even know where to start with paying off my balance. I honestly even avoided looking at the balance unless I'm making payments.The shame I felt admitting it to my parents was just this is an issue.
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