The potential for interest-free borrowing is not the only advantage of buying a new or second-hand car with a credit card. Spend between £100 and £30,000 on a credit card and you can relax in the knowledge that you're protected by the Consumer Credit Act 1974, should the dealer go out of business without delivering your car, for example.
Equally, a cashback scheme, which will often be tied to the first few months of use, could give you a few percent of your car’s purchase fee back in your pocket.The main issue you're likely to face when trying to buy with a credit card is that the dealer you're buying from doesn't accept cards. If you're planning on using an existing credit card but your credit limit isn't sufficient to cover the full cost of the vehicle you want to buy, it's worth contacting the card provider to ask for it to be increased.
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