You may not care about your credit score when you are in college, but it becomes increasingly important in your adult life. Whether you are trying to buy a car, an apartment, a house or some other big-ticket item that you will have to take out a loan for, the financial institutions that will be providing that borrowed money will be looking to your credit score and your credit history to determine if you qualify for the loan.
You have to pay attention to how much you are charging and what your balance is, making sure you have the money to pay off the balance when it comes due. Racking up debt is easy — but it can be frightening when it starts to pile up. Out of 500 Americans that took aCollege students on average have over $3,280 worth of credit card debt, according toSo, if you have a credit card, it's important to not think of it as free money. Be sure to know what your interest rate is. Pay your bill on time and in full every month. And always make sure you aren't spending more than you have.
Emergencies don't wait for you to pay off your debt! They can happen any time. That could be a car repair, a new laptop or an unexpected medical expense.
No its a way to enslave them into a lifetime of debt
Credit cards are slavery. Pay cash or save up for it.
Please let's give young adults a way to 'build' credit without teaching them about this 'credit'. Sure it's 'necessary' to help in the future purchase of a home or vehicle but without proper education you can destroy that same future before it can happen.
Why do you recommend credit cards card debt on top of student loans?
BS my daughter graduated owning $1200.00 on her credit card.
Always get the cash advance
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