First, track your spending every week.
Your purchases can double or even triple during the holidays, but keeping tabs can help keep them from getting out of control. Also, pay attention to different rewards. Some cards offer extra cash back on different items during the final months of the year. Planning can help you buy at the right place, at the right time.
And if you’re looking for a card before you start knocking out your list, opt for one that has a sign-up bonus. That can help you cover at least some of your expenses.If you can’t avoid debt, you can at least limit it by charging a card with a lower interest rate.
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Dick Durbin is coming for your credit card rewardsDick Durbin's Credit Card Competition Act purports to increase competition in the credit card industry. In reality, it would do the opposite. Maybe he should focus on credit card finance percentages. Never forget that they HATE you.
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