I used a credit card for the first time as a young working adult - and here's my verdict on whether it's worth getting one

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As a recent graduate from the Class of 2022, my journey as a young working adult has been anything but smooth sailing. From getting used to a nine-to-six schedule to managing my finances, it has been a learning process – and boy, there is still so much to learn. Drawing a full-time salary for the first time has also ironically...

With the DBS yuu Card and yuu Rewards Club, I easily scored points and rewards for shopping and dining at participating merchants such as Butter Bean and Food Republic.As a recent graduate from the Class of 2022, my journey as a young working adult has been anything but smooth sailing. From getting used to a nine-to-six schedule to managing my finances, it has been a learning process – and boy, there is still so much to learn.

To start earning points, all I had to do was scan my yuu ID on my yuu App during payment and pay with the card , and I would be rewarded with 5 yuu Points for every $1 spent. After clocking in my workout each morning, I will try to grab a quick breakfast before work, which is usually some bread and coffee. So I was pleasantly surprised to find out that BreadTalk Group is actually one of the participating merchants under yuu Rewards Club.

My bill came up to $11.55, which was equivalent to 57.75 points. Plus I got an extra 23.10 points, owing to CS Fresh's promotion where I can get an additional 2x bonus points on my first and second transactions.To celebrate hump day, I made plans to meet a friend for dinner after work.

After a quick dinner at Funan Mall, I was doing some window-shopping when I walked past Guardian. There were some daily essentials I had to stock up for so I made a quick trip inside – which, in my defence, was a need and not a want. One look at the glass display and I had my eyes set on the Milo Dino Croissant. Stuffed with a thick slab of salted butter, milo powder and condensed milk, the indulgent pastry was topped with a generous amount of hazelnut cream. Each croissant was $3.80, with a special promotion of two for $6.90, and I have got to say it was worth every cent.Over the past week, I had unknowingly accumulated a whopping 512.75 points in my yuu App.

 

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There are so many cards better than yuu.. Guess someone didn't do their research well enough..🤷‍♂️

quick way to head to the unhealthy end of the scale as a young adult. This card sucks big time dumping it real soon.

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