Debt help: 'How I paid off £10k of my £27k debt in 12 months'
I’ve never had a healthy relationship with money. When I started working 10 years ago, I was earning 16k a year in a hospitality job, doing 60 hours a week, and felt I deserved to treat myself to whatever I wanted because I was working so hard. My rent was almost half my monthly salary, and I was spending the rest with reckless abandon, mostly to impress people or as a quick fix when I felt sad, bored or anxious.
It all came to head last March, two weeks before payday, when the bank called to say I’d exceeded my £2,000 unarranged overdraft limit and when were we going to be able to pay it back?
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