Universal Credit and working two jobs is still not enough, says mum

Alex and Mike Chadderton were looking forward to welcoming their babies into the world. The pair had jobs, earning £56,000 a year between them, were financially stable and owned their own home.

Alex, 30, had to give up her much-loved job in order to care for them. She now works from home as a freelancer for several small businesses, as well as working part-time for a PR agency. With the children needing round-the-clock care, Mike had to give up working completely to become their full-time carer – meaning the family lost his £33,000 yearly salary as a result.

As well as working full time she gets Universal Credit, but says the £200 she receives a month doesn’t really help with rocketing energy bills. The family also applied for Disability Living Allowance for both children and are currently awaiting a decision. Last year, Alex needed major surgery and the unexpected travel costs to and from the hospital and the doctors further impacted her finances. But she believes their financial situation will improve once the children are able to go to school.

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