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'In a fresh sign of the threat to traditional banks, Apple and Goldman Sachs on Monday announced the launch of a new savings account in the US that will pay a market-leading 4.15 per cent a year.' (From 'Depositors pull nearly $60bn from three US banks as Apple raises pressure')
More accurately, Goldman Sachs $GS launched a basic co-branded FDIC-insured consumer savings account with Apple as a perk for AppleCard users. The promotional annual percentage yield is 4.15%. Currently, savings accounts at key banking competitors offer rates of 3.5% to 4.75%.
FinMinIndia DFS_India RBI for NRIs they come to india for better interest. If USA interest continues to go up Indian banks can expect reduced NRI deposits. In addition Indian DICGC cover is too low and should be at least increased to Rs. 20 lakhs