program, which forgives remaining debt after a decade of repayment. Borrowers must consolidate their parent PLUS loan into a direct loan and sign up for Income-Contingent Repayment before applying for PSLF.
The automatic adjustment will also apply to PSLF-eligible loans, including consolidated and unconsolidated parent PLUS loans.Government guidance released in November aims to make it easier for borrowers to get student loans discharged in bankruptcy.
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