Carter spends about 30 to 40 hours a week creating content, setting up partnerships and doing consultations for Growing with Gabby.
Though her family didn't have a lot of money when she was growing up, her parents helped her understand the importance of having a healthy relationship with money and knowing how to use it"so that your money is working for you and you're not consistently working for your money," Carter says. She splits rent with two roommates and primarily relies on public transportation to get around, though she does splurge on Ubers. She goes to restaurants and social events pretty regularly, but takes advantage of discounts through sites like Groupon and gives herself space to spend on the things that are truly important to her.
"Debt doesn't have to deter you from making the decisions that are best for you in your life, but it definitely can make some decisions like [quitting] harder," Carter says.