, giving up on credit cards completely may forfeit a number of opportunities for financial growth and benefit. Credit cards provide a relatively easy way to build a credit history which in turn is a requirement for borrowing money to make large purchases .
. Then search for cards that match your credit rating. While credit card companies don’t generally disclose the exact credit score that they require for their cards, some will provide a range such as Excellent, Good, Fair or Rebuilding.that do not impact your credit score. There’s no obligation to move forward with applying after you’ve been preapproved.
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