With a federal Direct Unsubsidized Loan, you could be eligible for a variety of repayment plans, including: Graduated:
in addition to its unsubsidized option. Subsidized loans are only available to undergraduate students with a proven financial need. “On unsubsidized loans, the borrower is responsible for the interest during the in-school, grace, and deferment periods,” he added. You might receive an offer of Direct Unsubsidized Loans, Direct Subsidized Loans, grants, scholarships, or other types of aid. You can choose which aid you want to accept. Keep in mind that you’re not obligated to accept the full amount of student loans offered to you.