June 12, 2023 8:33 am
The BNPL company pays the retailer upfront, and you pay the BNPL company on the agreed date. This is usually 30 days after the purchase or you “pay in three”, which is where you spread the cost over a number of weeks. . Missing payments will have a negative impact, while using BNPL correctly should improve your credit history.and Laybuy have started to report to credit reference agencies but this information will not impact your credit score – yet.
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