LARIMER COUNTY, Colo. — A Colorado man fought one of the country's largest mortgage bankers after his credit was wrecked, and he won.
"I called and sent proof that I had paid," Peters said."They first told me they misapplied the payment. They told me that it got lost in the system. Then, they told me they never received it." Instead, Osborne points to internal records showing third-party investigators spent only a few minutes — or as little as 23 seconds in one instance — looking into Peters' complaints.
A Larimer county jury found American Pacific Mortgage negligent under the FCRA, awarding $800,000 for emotional distress — one of the largest verdicts of its kind.