compared with 12 months earlier, the U.S. Bureau of Labor Statistics reported this month.
"For many of them, the juice just isn't worth the squeeze," said Dallas-based CFP Brandon Gibson, wealth manager at Gibson Wealth Management. "This is especially true if the choice is between an online bank and a brick-and-mortar," said Gibson, noting online banks may be less convenient. Plus, "there's no guarantee the new institution won't drop the rate in the near future," he said.
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