I’m a Credit Card Expert. This Is The Only Credit Card in My Wallet

If you value simplicity and have some portable savings, pairing Bank of America Preferred Rewards with an Unlimited Cash Rewards card can be a great move

I found a single card that offers rewards on par with a premium travel card, but with the simplicity of a cash back card—but there’s a catch.Aaron HurdLike anyone who has ever paid for a luxury hotel room entirely with points or upgraded to business class with miles, I enjoy spending credit card rewards. For me, there’s also joy in simply earning the rewards—I love feeling like I’m beating the system and getting a rare deal.

But after years of extreme optimization—I carried around more than 40 cards at one point—I wondered if I could get similar results with less hassle. Luckily, a few years ago I found a single card that offers rewards that are on par with a premium, but with the simplicity of a cash back card. There is a catch: You need $100,000 to get this deal, but if you are a working adult of a certain age that might not be as difficult as it sounds.

Because if there’s a route to getting great rewards, I’m the person to find it. In fact, credit card rewards have been a cornerstone of my finances since college. It was the early 2000s and I started reading a now-defunct online forum focused on deals. Pouring through posts from other enthusiasts, I learned how to stack coupons, rebates and rewards to milk every purchase.

Loans Loans Latest News, Loans Loans Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

Can You Pay a Credit Card with a Credit Card?This isn’t in credit card companies best interest—or yours. But there is an alternative.
Source: WSJ - 🏆 98. / 63 Read more »

Generation Z sees biggest increase in credit card debt, Gen X has highest balance: ReportGeneration Z is racking up credit card debt faster than previous generations, while Generation X holds the highest average of credit card debt, according to recent data.
Source: ABC - 🏆 471. / 51 Read more »

Macy’s Is Downbeat on Spending as Credit-Card Delinquencies RiseThe retailer said it is continuing its 'cautious approach on the consumer,' citing continuing economic pressures, and reaffirmed its annual sales and...
Source: MarketWatch - 🏆 3. / 97 Read more »

As credit-card debt tops $1 trillion, smaller banks see a worrisome trendSmaller banks are seeing credit-card delinquencies hit record levels as many consumers exhaust their credit, according to the Wells Fargo Investment Institute.
Source: MarketWatch - 🏆 3. / 97 Read more »

‘No other card comes with as much perk potential.’ This credit card may be the ultimate card for frequent travelers — that is, if you can stomach the $695 annual feeWe analyzed credit card reviews on 10 of the leading financial sites in America, and talked to card pros, to give you the ultimate verdict.
Source: MarketWatch - 🏆 3. / 97 Read more »