Credit-Card Users Got Bigger Limits. Then They Racked Up $1 Trillion

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Lenders are doling out more credit to customers, enticing people to spend more.

Photo illustration by Ericka Burchett/The Wall Street Journal, iStock has never requested a credit-line increase, and yet the spending limit on his favorite credit card has gone up from $6,000 to $20,000 since 2017.

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