What is contribution-based ESA? How much you can claim with the benefit and how it affects universal credit

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While an important source of income to around 1.7 million people in the UK, ESA can also be a confusing benefit to get your head around

Esa is financial support for individuals struggling to find or stay in a job due to illness or disability and support allowance helps those who have a disability or health condition, either by assisting with living costs when they are unable to work, or supporting them in getting back into work. . There are different types of the benefit, and those receiving it might also be able to claim other benefits such asThese days, most eligible people will be applying to “new style ESA”.

Some people are still on the old-style versions of ESA, but are slowly being moved over to the new one. Income-based ESA has essentially been done away with under the new system, with those who need additional income support being encouraged to apply for universal credit instead.If you receive new style ESA, you can still claim universal credit as well, just as claimants could previously claim both contributions-based ESA and income-based ESA if they qualified for both.

Once assessment is complete, your ESA categorization will place you in either the work-related activity group or the support group. If there is potential for you to get back to work at a later date, you’ll be assigned to the work-related activity group, entitling you to aof up to £84.80 weekly.

New style ESA also gives you Class 1 national insurance credits. These help contribute towards your State Pension and any future contribution-based benefits.Property and Mortgages

 

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