Chase has increased the sign-up bonus for the Sapphire Preferred credit card for the first time since 2015

offers 2x per dollar spent on travel and dining

Those points add up quickly. A significant portion of my own spending is on things that fall into the travel or dining categories, so getting bonus points on those purchases is incredibly lucrative.earns Chase's in-house rewards currency, known as Ultimate Rewards points. There are a few different ways you can redeem them.

The most valuable way to use points is transferring them to Chase's travel partners, including nine airline frequent-flyer programs and four hotel loyalty programs. While this is more complicated, you can generally get more value by booking frequent-flyer award tickets than you can by using your points as cash or through Chase. You can even book flights in business or first class for fewer points than you might expect.

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