The interest rate on a 30-year fixed-rate mortgage is 7.125% as of March 18, which is 0.250 percentage points higher than Friday. Additionally, the interest rate on a 15-year fixed-rate mortgage is 6.125%. With mortgage rates changing daily, it’s a good idea to check today’s rate before applying for a loan. It’s also important to compare different lenders’ current interest rates, terms, and fees to ensure you get the best deal. Rates last updated on March 18, 2024.
You can also use Credible’s mortgage calculator to estimate your monthly mortgage payments. Mortgage lenders typically determine the interest rate on a case-by-case basis. Generally, they reserve the lowest rates for low-risk borrowers — that is, those with a higher credit score, income, and down payment amount.
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