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Today's mortgage rates rise for 30-year terms

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Mortgage rates fluctuate almost daily based on economic conditions. Here are today’s mortgage rates and what you need to know about getting the best rate.

The interest rate on a 30-year fixed-rate mortgage is 7.000% as of March 13, which is 0.625 percentage points higher than yesterday. With mortgage rates changing daily, it’s a good idea to check today’s rate before applying for a loan. It’s also important to compare different lenders’ current interest rates, terms, and fees to ensure you get the best deal. Rates last updated on March 13, 2024. Rates are based on the assumptions shown here. Actual rates may vary.

Mortgage lenders typically determine the interest rate on a case-by-case basis. Generally, they reserve the lowest rates for low-risk borrowers — that is, those with a higher credit score, income, and down payment amount. Here are some other personal factors that may determine your mortgage rate: Other indirect factors that may determine the mortgage rate include: Along with certain economic and personal factors, the lender you choose can also affect your mortgage rate.

 

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