As I may have mentioned, my job as a personal finance writer has made me a collector of bank and investment accounts.
Motive earns a shoutout by offering 4.1 interest on savings, straight up, with no teasers or promo periods. Rate cuts by the Bank of Canada later this year will push savings rates lower, but for now Motive offers one of the best returns available from a traditional savings account. So is making a bill payment, or an e-transfer, but you won’t do many of those because a Motive savings account is mainly for holding savings. If you want a transactional account at Motive, try its free chequing account. Motive Savvy Savings gives you just two withdrawals per month for fee, and then you pay $5 each. Interac e-transfers cost $1 each.
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