The biggest mistake you can make with credit cards is to carry a balance every month, financial planners say. While credit cards are a convenient way to spend money, they have punishingly high interest rates that now average 20.
75%. To avoid wasting your money on interest, it's best not to carry an outstanding balance on your credit card, if you can.
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Record Number of Americans Using 'Buy Now, Pay Later' Apps Amid Inflation SurgeA record number of Americans have been using “buy now, pay later” apps amid the surging inflation seen in Biden’s economy. Around 6.5 percent of Americans, roughly 15 million, have been using BPNL apps to pay for groceries since last year. Of those using the apps, around 5.4% were low-income Americans. BPNL loans are short-term loans with fixed payments at little to no interest. Many Americans have begun using BPNL loans for various items. Inflation has been trending upward for the past three months.
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