Improved finances make for a happier life as it will instil confidence, allow you to live comfortably, create peace of mind, and help you reach other goals that require money.1. Do a quick financial makeover
Start by creating a simple debt repayment plan by making a list of your debts and ranking it . Set a deadline for each of them.to pay off the debts – a part-time job, a side business, or selling off things you no longer need but still have value. This one is easier said than done, especially if you own credit cards. While some would argue paying everything with cash is the most ideal, sometimes you’ll need to use your credit card for major purchases.
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