Many Americans are struggling financially due to factors such as high inflation and correspondingly high interest rates, which increase the costs of financing. And, once you get into debt, it can be hard to get out, considering that you not only need to save up enough or divert money toward the initial amount owed but also need to pay interest on the balances you've been carrying.
That said, you want to be sure that you understand the fine print of any debt settlement offer you agree to, as you might not be as done with that debt as you assumed.'Always be aware that making a payment will likely restart the statute of limitations for the debt to be pursued against you in court,' says Roberts.The validity of the debtJust because you're dealing with debt collectors doesn't necessarily mean you owe the full amount they claim.
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