or credit toward cancellation. The Education Department is expected to conduct a one-time adjustment in the summer but borrowers who want to be considered for the adjustment have to submit a request to consolidate their loans by Tuesday.
Here’s what you need to know:Borrowers with these types of loans must consolidate first to take advantage of this one-time adjustment: If you decide to consolidate your loans into a Direct Consolidation Loan, you can do so for free. Once you have consolidated your loans, you will have one monthly payment instead of multiple payments a month.. The consolidation process typically takes around 60 days to complete. Once you consolidate your loans, you will be eligible for the adjustment.
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