A financial planner says for people with credit card debt, the first step toward saving for retirement is clear

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It's never too early to start saving for retirement — unless you're also carrying high-interest debt

Cole's firm Citrine Capital provides a free

There is an exception to the postpone-retirement-saving-until-you've-paid-your-debt rule, Cole said: If your debt isn'tA 401 match is when your employer agrees to"match" a portion of your contributions to an employer-sponsored retirement plan.

 

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