This story was supported by the journalism nonprofit the Economic Hardship Reporting Project. As the first person in her family to go college, Catherine fought hard to get her bachelor’s. After transferring from community college to a four-year university, she worked as a barista and a line cook, trapped in a cycle where she’d take on extra hours to cover her bills, then feel too tired to study. But it still wasn’t enough. She regularly felt desperate for money.
Her loan payments were temporarily paused under economic hardship deferment when she was on Medicaid, but the number still loomed over her. “It’s kind of like a terror type thing,” she said. “It's always in the back of my mind.
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