Home equity loans and home equity lines of credit are two common ways to tap into your equity when you need it. But, they're very different financial products. Home equity loans offer fixed rates and payments alongside lump-sum funding.
C benefits that home equity loans don't offerWhile both home equity loans and C rates are usually variable. And variable rates could be a positive when you consider today's high interest rates. After all, if you use a home equity loan to access the funding you need, you'll pay today's high rates until you pay the loan off - or at least until you refinance it. On the other hand, if you use a
Cs offer today. C.
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