Discovery Bank has launched a new home loan product with personalised interest rates based on applicants’ individual risk profiles, it announced in a statement on Monday.
Its bank clients can lock in a market-related interest rate upfront and dynamically reduce interest repayments by managing their money well to save over the long term. Discovery rewards its clients’ good financial behaviour through better interest rates and other rewards. Positive behaviour includes saving, adequate insurance, retirement investment, and paying off loans faster.
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