Debt relief vs. credit repair: Which is better for you?

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Are you torn between debt relief and credit repair? Here's how to determine which is right for you.

Debt and credit go hand in hand. So naturally, you may be wondering if debt relief or credit repair is better for you? There are few financial conundrums with a single answer that can suffice for everyone - and the question of whether credit repair or debt relief is better given your unique situation is no exception to that rule. While you may think of debt relief and credit repair as one in the same, they're two different services that are designed for two different audiences.

After all, it can take decades to pay credit card debt off making just minimum payments. If that sounds like you, debt relief may be your better choice - even if you always make your payments on time. In some cases, debt relief can help your credit, too.

 

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