The day my bank told me my husband had gambled away all my money and our house... and why I decided...

I’d gone into the branch after ­discovering the account I shared with my husband had been drained of funds, the overdraft maxed out.

Now, I had been ushered into a room, where this lady was busy freezing my accounts. And she was clearly about to deliver some very bad news about my mortgage. He’d moved into the small terraced house in Surrey with a nice sunny garden I’d bought with the help of my father. After we married, I’d put my partner’s name on the mortgage.The bank lady excused herself and left the room. I started sobbing, my brain spinning as I wept with ­frustration and helplessness.

The kind lady hugged me. The branch manager knelt down to my level, talking gently, doing his best to reassure me. But the bottom line was that ­various loan companies now owned rights to my property. He was a gambling addict. ­Thousands and thousands frittered away on horses, football matches, fruit machines and more over the course of the relationship. I could not, still cannot, imagine anything so ludicrous as putting hundreds of pounds on a horse race, only to lose it in minutes, and repeating the same thing over and again.Lily was only 12 — too young to understand any of it, so I didn’t tell her anything.

I forced myself to forget about my hangover and focused on two ­simple things: not stopping and not falling over.My legs and back hurt, sweat stung my eyes, but I was still ­running! My spirits lifted, knowing all I needed to do was keep putting one foot in front of the other and I would finish.‘Great running!’ one yelled. Me? They’re clapping me?

He read it in silence, then looked at me with the resigned look of someone who has seen it all. He offered to arrest him. I realised the easiest way out was to stay together, absorb the debts as a couple and try to pay it all off. But it would take years. By this point, we were on first name terms. The branch manager would phone to check in on me occasionally. The bank lent me the money but cancelled my life insurance — theirs didn’t cover things like this.

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The day my bank told me my husband had gambled away all my money and our house... and why I decided...The kind lady from Lloyds pulled up the mortgage account on her computer. Blinking at the screen, she went as white as a sheet; I could see her trying to compose herself enough to form a sentence.
Source: DailyMailUK - 🏆 7. / 90 Read more »