is marketed as a cash back card, but actually earns Chase Ultimate Rewards points that can be pooled with points earned from other cards. It earns 1.5% cash — or 1.5x points per dollar spent — on all purchases across the board.of a traditional sign-up bonus, it currently offers an extra 1.5x points — so a total of 3x points per dollar — on up to $20,000 for your first year with the card . Best of all, the card has no annual fee.
It earns 2x points per dollar on all travel — including gas stations, which the Chase cards don't count as travel — 2x points at restaurants and on entertainment, and 1x point on everything else. It offers 50,000 points when you spend $4,000 in the first three months, and waives its $95 annual fee for the first year.
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