During the week of June 24, 2024, average private student loan rates decreased for borrowers with credit scores of 720 or higher who used the Credible marketplace to take out 10-year fixed-rate loans, while rates increased for borrowers taking out 5-year variable-rate loans. Through Credible, you can compare private student loan rates from multiple lenders. For 10-year fixed private student loans, interest rates fell by 0.
These fixed interest rates depend on the type of federal loan you take out, your dependency status and your year in school. Private student loan interest rates can be fixed or variable and depend on your credit, repayment term and other factors. As a general rule, the better your credit score, the lower your interest rate is likely to be. You can compare rates from multiple student loan lenders using Credible.
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