As someone who has been studying and writing about the credit card industry since 2008, it shouldn't come as a surprise that I have quite a portfolio of plastic — 18 cards, to be exact.
Many of these cards I retain just for occasional use, and I even has some no-fee cards that I only need to help me write about their features and benefits. In fact, there's actually just a handful of cards that I keep in my wallet at all times. Here are the ones I keep with me: This product lit up the industry in 2016, and it even attracted the attention of many people who rarely think about credit cards.offers 3x points on all travel and dining purchases , but just one point per dollar spent elsewhere. But more importantly, these points are part of Chase's Ultimate Rewards program, and can be transferred to airline miles or hotel points.
These points can also be redeemed for 1.5 cents each towards travel booked through the Chase Ultimate Rewards Travel Center, which is now powered by Expedia.also comes with a Priority Pass Select membership, which is good for access to over 1,000 airport lounges around the world for myself and up to two guests.has a $450 annual fee, but the net cost for most people is just $150. That's because it comes with a $300 annual travel fee credit.