NATWEST has launched a balance transfer credit card that gives you 23 months to pay off your debts at a 0 per cent interest rate.
Just keep in mind that you'll need to transfer your debts within the first three months to enjoy the offer at NatWest. This carries a monthly £3 fee, although you also get 0.5 per cent cashback on purchases and interest-free purchases for 26 months too. If you have money left over, plan in advance what else you’ll spend or save. If you don’t, look at ways to cut your costsIf you’ve got credit card debts aim to pay off more than the minimum amount on your credit card each month to bring down your bill quickerIf you have more than one credit card and can’t to pay them off in full each month, prioritise the most expensive card - If you’ve got several debts and you can’t afford to pay them all it’s important to prioritise them.
The offer from NatWest is only available to existing customers who hold a current account, savings account, credit card or mortgage with the bank. Applying for multiple credit cards will also hurt your credit score - use an eligibility checker such as one fromRachel Springall, finance expert at comparison site Moneyfacts, told The Sun: "The best balance transfer credit card for a borrower may not be the one with the longest deal, instead if customers can repay their debts before interest applies, a fee-free credit card can be a more cost effective choice.
NatWest only give if your rich I'm a customer yet they refuse to give me a credit card even though other companies have..