Calendar methodList out all of your expenses on a calendar, plus the date you get paid, and use it to set a plan for how to use your income that month.Divide your cash among several envelopes that are each labeled for different spending categories, such as groceries, gas and dining out. Because you only have a set amount allocated for each category, you can avoid overspending in certain areas.Create a plan for how you spend your income each month, based on when you get paid.
That means being honest enough to get all of your numbers out in front you, including every little thing you owe. "The main reason I did not get serious about tackling my debt is because I didn't want to know," Love says. "I knew it was bad, but I didn't want to know how bad. I was scared to death of the actual number."thing that I have noticed as to why budgets have failed, " she says.
This exercise creates a sense of urgency, rather than fear, which is what "typically hinders our ability to really have a passion to tackle [debt]," Love says.The next step to reaching your financial goals is to get motivated. For Love, it's all about mindset.
MakeIt I USE ONE WAY ONLY I KEEP EVERYTHING IN MY HEAD
MakeIt i think attitudes about money and spending come from how we were raised in our own households as a child... some may have to recalibrate our thinking conscientiously to overcome that.
MakeIt This works, nice job!
MakeIt Mum is rich . Don't fall for this trick people, you ain't paying off your debts if you got no money hidden anywhere. You follow these 5 steps, you fall deeper into debts.
MakeIt The most important part is step 1.....to get started
MakeIt Aka had a job that paid a lot....
MakeIt Lol, this is not possible. And no I didn’t read the article.
MakeIt
MakeIt Live on saltines and dreams