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Once the debt collector makes a record of your active payments, it's legal in many states for the debt to be treated as new, Lucas McKay said. Keep in mind that doing so will lower your overall credit limit, and therefore may increase your utilization rate — how much credit you're using versus what's available to you.
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Why that 30% rule of thumb about credit card use could be costing youExperts say there is a misconception among consumers that your credit score won't be negatively affected unless your total balance climbs above 30% of your available credit. Credit cards are for people with no self discipline or desire to actually build wealth. Don’t be normal, don’t use credit That article quotes a FICO scientist: 'There is nothing significant about 30% revolving utilization.' CNBC, previously: 'Keeping spending to 30 percent or less of your limit is best, according Beverly Harzog, a credit card expert.' Myth4 1605ak n74263
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My credit history vanished when I moved to the US, so I took 4 steps to start building up my credit all over againWhen I moved to the US from Canada, I assumed my credit history would move with me — but it didn't. So I had to start building credit from scratch.
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Opinion | Accountability for Epstein’s DeathFrom WSJopinion: Bill Barr deserves credit for cleaning house at the Bureau of Prisons. The consequences for the Epstein debacle run all the way up the org chart. opinion Let's hold the applause until the facts of his death are known opinion Bill Barr is not cleaning House he is carrying out his COVER-UP dutied which is given to him by the Godfather. opinion Why? couple of scape goats to protect some larger players.
Source: WSJ - 🏆 98. / 63 Read more »