Discover automatically reviews your credit card account monthly, starting at eight months, to see if your security deposit can be returned while you continue to enjoy your card benefitsLow credit limit prevents cardholders from charging high-cost items or many expensesRelatively high APRThe Discover it® Secured Card gives cardholders access to many of the perks and benefits available to people with higher credit scores, including a robust cash-back program, no annual fee and no foreign...
Cardholders earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter . Plus, you can earn unlimited 1% cash back on all other purchases. This card also comes with a welcome bonus: Discover will match any cash back you earn during the first 12 billing cycles. So if you have $100 cash back at the end of the first year, Discover will give you an additional $100.
Cardholders earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter . Plus, you can earn unlimited 1% cash back on all other purchases. This card also comes with a welcome bonus: Discover will match any cash back you earn during the first 12 billing cycles. So if you have $100 cash back at the end of the first year, Discover will give you an additional $100.
What makes this card really stand out is the ease with which cardholders can transition to an unsecured card. Eight months after you open the card, Discover will review your account to see if you can get your security deposit back. This takes the guesswork out of wondering when you can transition to an unsecured card.
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